ADVANTAGES OF THE CASH ADVANCE PROGRAM There are many additional advantages to the "cash advance" method of obtaining fast working capital. One is that, with your cooperation, we can have your cash advance in your checking account within 10 days. The application process is very easy, first consisting of a simple one-page pre-qualification application, then a processing form with copies of your last 4 month credit card processing statements. (Seasonal businesses need to provide a full year's statements.) We do not require business plans, P & L's, balance sheets, tax returns or any of the time-eating hassles that normally apply to getting a loan. Best yet, the whole process can be handled professionally by telephone, fax, email or Express mail! Within several business days after receiving all your information, we can usually make you a cash advance offer. If you accept our offer and return your signed contract(s), your cash advance can be in your bank in as little as 10 days! With our cash advance program, you are not saddled with a fixed repayment schedule for years. With our program, you receive your working capital, pay it back flexibly over approximately 6-12 months and move on, or obtain yet another cash advance! Once you are in the program, we have all your information on file, so that future cash advances, if wanted, are only a few days away. Moreover, our cash advance program is not a liability on your books, nor will it affect your credit score. Does this cash advance program make sense for you in your unique circumstance? If you cannot, or are not willing to, go through the hassles of obtaining normal bank capital financing and you need immediate cash to grow, or improve, your business, this program is for you! The decision to explore this working capital/cash advance opportunity further is now entirely in your hands. If you think that an influx of working capital will improve your business prospects right now, give us a chance to help you build your business solidly and professionally! Our totally painless approach provides value in that you don't have to worry about cash for awhile. Additionally there are... No fixed monthly amounts to pay back, it works on a small percentage of Visa/MasterCard transactions only. Slow Sales Month? Slow Payback! No checks to write or remember to pay No ACH out of your checking account, so there is no guessing as to how much is available No need to alter your Credit Card equipment. No change in your Credit Card Services rates (unless it is lower)